Huquqiy maslahat - bepul,tezkor, hammaga!
Qarzni bo‘lib bo‘lib to‘lasa bo‘ladimi?
- 15 marta o'qildi
Agar qarz shartnomasida qarzni qismlab, ya’ni bo‘lib-bo‘lib qaytarish nazarda tutilgan bo‘lsa, qarz oluvchi qarzning navbatdagi qismini qaytarish uchun belgilangan muddatni buzgan taqdirda, qarz beruvchi qarzning qolgan barcha summasini tegishli foizlar bilan birga muddatidan oldin qaytarishni talab qilishga haqli.
Hayotda ko‘pincha qarz beruvchi va qarz oluvchi qarzni qismlarga bo‘lib, oyma-oy taqsimlangan jadval asosida to‘lab borishga kelishadi. Agar qarz oluvchi jadval asosida to‘lab borish davomida biron-bir oy uchun belgilangan to‘lovni amalga oshirmagan yoki qisman amalga oshirmagan bo‘lsa ham, qarz beruvchi qarzning qolgan barcha qismini ham talab qilishga haqli bo‘ladi. To‘lov jadvalini buzish shartnomani bajarmaslik deb hisoblanadi.
Agar qarz shartnomasida qarz bo‘yicha foizlarni qarzning o‘zini qaytarish muddatidan oldin to‘lash nazarda tutilgan bo‘lsa, bu majburiyat buzilgan taqdirda, qarz beruvchi qarz oluvchidan qarz summasini tegishli foizlari bilan birga muddatidan oldin qaytarishni talab qilishga haqli.
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